Purchase a hybrid car and you will become a hero for having done your bit by causing less harm to the environment. In fact, you may have former vice president of America, Al Gore saluting you. Besides, you save so much more on gasoline because of its fuel efficiency. But, the savings don’t stop there. You will get to save on car insurance too.

Photo by squeezymoose

Some insurance companies seem to have taken a liking to hybrid cars who they may term as a “preferred category”. Hybrid auto owners tend to be lower risk drivers, which is obviously a ticket to lower insurance rates. They are considered to be cautious drivers and less likely to file claims. In fact, you may have the distinction of being called a better, smarter driver, if you purchase a hybrid car. Some companies offer a flat 10% discount on auto insurance for hybrid car owners. Others offer carbon offsetting’ programs, where a portion of the insurance premium is contributed towards the manufacturing of carbon offsetting products.

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